Looking for a simple, stress-free way to build your savings without feeling the pinch? Whether you’re saving for holiday gifts, a vacation, or just want a financial cushion, this $960 savings challenge is designed to help you reach your goal in manageable $15 increments. And the best part? You’ll get a free printable tracker to make the process fun and visual!
🧠 Why $15 Increments Work
Saving money can feel overwhelming, especially when goals are big. But breaking it down into bite-sized chunks makes it doable—and even exciting. Here’s why this method works:
- ✅ Low commitment: $15 is small enough to fit into most budgets.
- ✅ Flexible pace: Save daily, weekly, or whenever you can.
- ✅ Visual motivation: Watch your progress grow with each circle you fill in!
📈 How the $960 Savings Challenge Works
This challenge is all about consistency and visual progress. Here’s how to get started:
- Download the free printable tracker (link below).
- Each time you save $15, fill in one circle on the tracker.
- There are 64 circles total—once they’re all filled, you’ll have saved $960!
- Display your tracker somewhere visible to stay motivated.
You can save $15:
- Every week for 64 weeks
- Twice a week for 32 weeks
- Daily for just over two months
- Or mix it up based on your income and spending habits!
🎯 Who This Challenge Is Perfect For
- Budget beginners who want a low-pressure way to start saving
- Couponers stacking rebates and looking for a place to stash the extra cash
- Anyone with irregular income who prefers flexible goals
- Families teaching kids about money in a fun, visual way
📥 Grab Your Free Printable Tracker
Ready to start? Download your free $960 Savings Challenge Tracker and start filling in those circles! Each one brings you $15 closer to your goal.
PRINT HERE-

💡 Pro Tip: Pair This Challenge with Cashback Apps
Use apps like Fetch, Ibotta, or BrandClub to earn rebates and stash those rewards toward your $15 increments. You’ll be surprised how quickly it adds up!
Fetch-Fetch Rewards: How Scanning My Grocery Receipts Helped Me Pay for Holiday Gifts – Stacey Knows
Ibotta- How to save and make money with Ibotta —Without Changing How You Shop – Stacey Knows
Brand Club- How Rose Turned a Summer Off Into a Season of Smart Saving—Join Brand Club and Do the Same – Stacey Knows